An+ Mortgage
Residential Loan
We offer a variety of home loans, including home purchase loans and renovation loans, to meet our customers’ needs for home buying and real estate investment. First-time homebuyers can take advantage of customized plans and support, while investors can receive exclusive loan options and strategic advice.
Where we can help
A structure that fits the whole picture.
We offer a variety of home loans, including home purchase loans and renovation loans, to meet our customers’ needs for home buying and real estate investment. First-time homebuyers can take advantage of customized plans and support, while investors can receive exclusive loan options and strategic advice.
In New Zealand, buying your first home generally requires a stable source of income, whether from employment or self-employment. With eligible first-home lending options, you may be able to purchase your own home with as little as a 5% deposit.
Eligibility
Check whether you meet the following criteria:
- Are you a New Zealand citizen or permanent resident?
- Are you a first-home buyer?
- Is your annual income before tax $95,000 or less, or your combined household income $150,000 or less?
Talk to our team to understand your options and take the next step towards owning your first home.
Your next step
Plan your next home with confidence.
Whether you are buying your first home, moving, renovating or investing, we can help you assess your borrowing power, deposit and loan structure.
Talk to an adviser