An+ Mortgage

Business Loan

A business loan provides funding to help businesses cover a range of expenses, such as purchasing equipment, managing day-to-day operating costs, or expanding into new markets.

Where we can help

A structure that fits the whole picture.

A business loan provides funding to help businesses cover a range of expenses, such as purchasing equipment, managing day-to-day operating costs, or expanding into new markets.

Secured and Unsecured Business Loans

Some business loans are secured, meaning the business provides assets such as property or equipment as security. Secured loans generally offer lower interest rates.

Other business loans are unsecured, meaning no assets are required as security. Approval for unsecured lending typically depends on factors such as the size of the business, how long it has been operating, its history and relationship with the lender, and other lending criteria. Unsecured loans may have higher interest rates and shorter repayment terms.

What Can a Business Loan Be Used For?

  • Start-up funding
  • Commercial property purchase or renovation
  • Day-to-day cash flow
  • Debt consolidation or refinancing
  • Equipment purchases
  • Inventory purchases
  • Business acquisitions
  • Business expansion

With extensive knowledge and experience in business lending, and access to more than 20 lenders, we can help you compare your options, find a suitable lending solution and structure the right finance for your business.

Your next step

Fund the next stage of your business.

Whether you need start-up capital, cash flow, equipment, inventory, acquisition or expansion funding, we can compare secured and unsecured lending options for your business.

Talk to an adviser